Once again Dial Direct has breached the frontiers of the insurance world. They have improved on the concept of basic car insurance and taken it to the next level, by the innovative 4x4 Insurance policy. A simple car insurance policy would still cover a 4x4 vehicle, but the cover offered by Dial Direct takes the practicalities of driving a 4x4 and adds enormous benefits and additional cover to ensure that you are comprehensively covered for almost all the eventualities that might occur when driving your 4x4 vehicle. This is to guarantee pure driving pleasure of your 4x4 vehicle in it's off road capacity as well.

The 4x4 Insurance policy from Dial Direct would have the normal benefits of car insurance which would include:

• Cover against theft
• Accidental damage to your car
• Hijacking of your 4x4
• Third Party cover to protect against damage to a third parties vehicle or the accidental death or injury to a third party
• Emergency Assistance

Now for the added benefits of 4x4 Car Insurance:

• Off-Road Cover which extends your policy to cover driving beyond the borders of South Africa and which includes most SADC countries
• Additional accessory cover for items typical to a 4x4 vehicle such as satellite navigation, cellular phone and spare tyre. It is capped at R40 000 and items must be specified
• Medical cover to a value of R50 000
• The 4x4 is insured at the retail value of the car. In the event of a stolen car it is replaced on condition it is not older than a year and has not been driven more than 20 000km
• Excesses are still applicable and exclusions should be noted. Satellite tracking to be installed

The Bucks Back Reward Program is also an added benefit when joining with Dial Direct. Premiums are also up to 25% lower than equivalent policies. Our well trained staff at our call centres provide excellent service which makes the chore of lodging a claim stress-free and quick.