You and your family members that live with you need to be adequately insured for your valuables that you take out the house and are therefore at higher risk of being damaged or stolen from you or out your car. These possessions usually have a great sentimental value and compensation in the event of these sometimes unavoidable circumstances needs to be made a number one priority. Dial Direct offers Portable Possessions Insurance which gives you peace of mind that in these types of situations you can replace what has been damaged or lost.

The policy ensures remuneration for personal belongings such as:

• Jewelry
• Clothing
• Cell phones
• Contact lenses
• Prescription glasses
• Swimming pool and borehole equipment
• Bicycles
• Cameras
• Laptops, etc.

Some of these items need to be specified in your policy, as you would run the risk of not getting your claim if they are not. Possessions which have a value of more than R1750 need to be clearly specified as well, to ensure that they will be covered. There are a number of exclusions when insuring your portable possessions. You should always check your policy carefully to see what is covered or not. The payment of an excess to Dial Direct in the case of a claim is also part of the policy and should be taken into account when taking Portable Possession Insurance.

Portable Possession cover should be viewed as an extension of your Household Insurance in order to enjoy the full benefit of your valuables. In the event that a claim needs to be made you can make use of our state of the art call centers which are managed by efficient and highly trained staff. This service is available when you need it, 24 hours a day, 7 days a week. An online service is also available to make your claim as stress-free as possible.