South Africans are fortunate enough to live in a part of the world where sunny days are never in short supply. This beautiful weather allows us to enjoy the many wonderful types of water sports available. Dial Direct is there to allow the least interruption to the use and enjoyment of your dingy, catamaran, rubber duck, jet ski or motor/speed boat. Their product offers comprehensive insurance that you should not be caught without.

The main focus of watercraft insurance is:

• Cover against loss or damage to your watercraft of choice
• Equipment and any gear is also covered
• Cover of machinery, motors and accessories fitted to the boat that might be stolen or damaged
• The watercraft is covered whether being used at the time of the problem or being transported by air, road or sea
• Cover for you the owner as well as any capable person that you have given permission to use the watercraft
• Medical expenses are covered up to limit of R2000
• Third Party cover (see conditions)
• The repatriation of the watercraft back within South Africa's borders, locating of a lost craft as well as the salvaging of the watercraft are all covered
• Optional water-skier cover
• Watercraft to be used only for personal recreational use and for the purpose it was intended for

Some of the exclusions to this policy would be:

• Latent defects
• Damage to craft when launching it
• Loss or Damage from pressure waves
• Loss or Damage due to lack of fire safety equipment
• Accidental death or injury

These are just a few of the exclusions to watercraft insurance, so be sure to check your policy carefully. You will however, enjoy cost-efficient premiums as Dial Directs insurance policies can save you up to 25%, a definite win for your pocket. So, for superb insurance for your watercraft choose Dial Direct.