Short Term Insurance is the guardian angel needed in the unstable environment we live in. It offers you financial protection against loss or damage to your vehicle, possession and home. When your are unexpectedly faced with a trauma such as a stolen vehicle or fire in your home, short term insurance softens the blow by lessening the financial burden when trying to replace lost or damaged property. Few people are in the position in these hard financial times to simply replace for example a stolen engagement ring. Dial Direct now bears this responsibility in this partnership known as Short Term Insurance.

Dial Direct are specialists in the field of Short Term Insurance. They offer a wide range of different types of short term insurance which can be tailor-made to fit your budget and other requirements. Typical Short Term Insurance policies are:

• Household Insurance - this is cover for your possessions that are in your house such as clothing, electrical appliances and soft furnishings
• Building Insurance - this refers to your house itself as well as outbuildings. Other fixed structures such as swimming pools and perimeter walls can also be included.
• Car Insurance - this is for loss or damage to your vehicle which also includes third-party claims

The customer pays a monthly premium which is based on the replacement value of the item to be insured, as well as other criteria specific to the different policy options. In the event of an unforeseen circumstance such as a theft at your home, you simply make use of Dial Directs 24 hour 7 day a week call centre. Claims can also be made and tracked online. By cutting out the 'middle-man' the service you receive is fast and efficient making a claim hassle-free. This direct service also cuts the cost of your short term insurance by up to 25%. A basic excess needs to be paid by the customer in the event of a claim. This excess can be predetermined by you by perhaps having a higher monthly premium or visa versa, therefore giving you greater influence over your short term insurance policies. The now famous, Bucks Back Bonus also applies.